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\nmatic Teller Machines (ATMs) as the target innovation. The study was situated in Jos, Plateau
\nstate, Nigeria. The population comprised banks customers in Jos who used ATMs. The sampling
\nframe technique was applied, and 14 banks that had deployed ATMs were selected. Cluster sam-
\npling was employed to select respondents for the study. Data collection instrument was a struc-
\ntured questionnaire administered to 600 respondents of which 428 were returned giving 71.3%
\nreturn rate. Principal Factor Analysis, and Multiple Regression were the analytical techniques
\nused. The demographic characteristics of the respondents revealed that most of them were stu-
\ndents and youths. From the factor analysis, it was revealed that the respondents believed in their
\nsafety in using ATM; that ATMs were quite easy to use and fit in with their way of life; that what
\nthey observed about ATMs convinced them to use it and that ATM was tried out before they use
\nit. The constructs Relative Advantage, Complexity, Compatibility, and Trialability were all found
\nto have a significant impact on the Attitude towards ATM, which in turn had a significant impact
\non the Intention to use it. Relative Advantage and Compatibility had almost the same weight of
\nimpact on Attitude; while Observability had the highest impact on attitude. To increase the diffu-
\nsion of ATMs, it was recommended that banks should ensure enhanced salience of ATM to cus-
\ntomers’ needs, greater compatibility of ATM to customers banking norms and lifestyle, less com-
\nplex and easy to use system and opportunity for adopters to experiment with the system before
\nusing ATMs.\";s:5:\"thumb\";s:124:\"images/t/84/the-adoption-of-automatic-teller-machines-in-nigeria-an-application-of-the-theory-of-diffusion-of-innovation.jpg\";s:6:\"thumb2\";s:125:\"images/t2/84/the-adoption-of-automatic-teller-machines-in-nigeria-an-application-of-the-theory-of-diffusion-of-innovation.jpg\";s:9:\"permalink\";s:108:\"the-adoption-of-automatic-teller-machines-in-nigeria-an-application-of-the-theory-of-diffusion-of-innovation\";s:5:\"pages\";s:2:\"21\";s:6:\"rating\";s:3:\"2.5\";s:5:\"voter\";s:2:\"10\";}i:1;O:8:\"stdClass\":13:{s:2:\"id\";s:5:\"28313\";s:6:\"status\";s:8:\"verified\";s:11:\"author_name\";s:6:\"monkey\";s:9:\"author_id\";s:4:\"3327\";s:14:\"author_website\";s:0:\"\";s:5:\"title\";s:73:\"In situ doping control of the surface of high-temperature superconductors\";s:11:\"description\";s:1605:\"Central to
\nthe
\nunderstanding
\nof high-temperature
\nsuperconductivity is the evolution of the electronic structure
\nas doping alters the density of charge carriers in the CuO2 planes.
\nSuperconductivity emerges along the path from a normal metal
\non the overdoped side to an antiferromagnetic insulator on the
\nunderdoped side. This path also exhibits a severe disruption of
\nthe overdoped normal metal’s Fermi surface1–3. Angle-resolved
\nphotoemission spectroscopy (ARPES) on the surfaces of easily
\ncleaved materials such as Bi2Sr2CaCu2O8+δ shows that in zero
\nmagnetic field the Fermi surface breaks up into disconnected
\narcs4–6. However, in high magnetic field, quantum oscillations7 at
\nlow temperatures in YBa2Cu3O6.5 indicate the existence of small
\nFermi surface pockets8–18. Reconciling these two phenomena
\nthrough ARPES studies of YBa2Cu3O7−δ
\n(YBCO) has been
\nhampered by the surface sensitivity of the technique19–21. Here,
\nwe show that this difficulty stems from the polarity and resulting
\nself-doping of the YBCO surface. Through in situ deposition
\nof potassium atoms on cleaved YBCO, we can continuously
\ncontrol the surface doping and follow the evolution of the Fermi
\nsurface from the overdoped to the underdoped regime. The
\npresent approach opens the door to systematic studies of high-
\ntemperature superconductors, such as creating new electron-
\ndoped superconductors from insulating parent compounds\";s:5:\"thumb\";s:90:\"images/t/284/in-situ-doping-control-of-the-surface-of-high-temperature-superconductors.jpg\";s:6:\"thumb2\";s:91:\"images/t2/284/in-situ-doping-control-of-the-surface-of-high-temperature-superconductors.jpg\";s:9:\"permalink\";s:73:\"in-situ-doping-control-of-the-surface-of-high-temperature-superconductors\";s:5:\"pages\";s:1:\"5\";s:6:\"rating\";s:1:\"0\";s:5:\"voter\";s:1:\"0\";}i:2;O:8:\"stdClass\":13:{s:2:\"id\";s:5:\"29161\";s:6:\"status\";s:8:\"verified\";s:11:\"author_name\";s:14:\"James Coventry\";s:9:\"author_id\";s:1:\"0\";s:14:\"author_website\";s:0:\"\";s:5:\"title\";s:33:\"Tweets of the WWWorld (Edition 1)\";s:11:\"description\";s:284:\"Fed up with seeing annoying tweets? Then look no further than Tweets of the World Wide Web. A campaign that questions the immediacy of social networking in our lives, Tweets of the World Wide Web places users generated content from Twitter into the context of a newspaper publication.\";s:5:\"thumb\";s:48:\"images/t/292/tweets-of-the-wwworld-edition-1.jpg\";s:6:\"thumb2\";s:49:\"images/t2/292/tweets-of-the-wwworld-edition-1.jpg\";s:9:\"permalink\";s:31:\"tweets-of-the-wwworld-edition-1\";s:5:\"pages\";s:1:\"8\";s:6:\"rating\";s:1:\"0\";s:5:\"voter\";s:1:\"0\";}i:3;O:8:\"stdClass\":13:{s:2:\"id\";s:6:\"188747\";s:6:\"status\";s:8:\"verified\";s:11:\"author_name\";s:10:\"ramsingh11\";s:9:\"author_id\";s:5:\"45789\";s:14:\"author_website\";s:21:\"http://tutorvista.com\";s:5:\"title\";s:20:\"Area of the Triangle\";s:11:\"description\";s:631:\"Area of the triangle is half the multiplication of base and height of the triangle.Area of\nthe triangle can be found using the semi perimeter of triangle with three side values.\nArea of the triangle can be found using the angles of the triangle and two side values.\nWe can find the area of the triangle in several ways.\nArea of the triangle is half the multiplication of base and height of the triangle.\nArea of the triangle can be found using the semi perimeter of triangle with three side\nvalues.\nArea of the triangle can be found using the angles of the triangle and two side values.\nArea of a Triangle Formula\nWe can find the \n\";s:5:\"thumb\";s:38:\"images/t/1888/area-of-the-triangle.jpg\";s:6:\"thumb2\";s:39:\"images/t2/1888/area-of-the-triangle.jpg\";s:9:\"permalink\";s:20:\"area-of-the-triangle\";s:5:\"pages\";s:1:\"6\";s:6:\"rating\";s:1:\"0\";s:5:\"voter\";s:1:\"0\";}i:4;O:8:\"stdClass\":13:{s:2:\"id\";s:6:\"554794\";s:6:\"status\";s:8:\"verified\";s:11:\"author_name\";s:8:\"neilball\";s:9:\"author_id\";s:6:\"582283\";s:14:\"author_website\";s:32:\"http://www.workwithneilball.com/\";s:5:\"title\";s:95:\"Review Of The Empower Network Training Products For Internet Marketing And Personal Development\";s:11:\"description\";s:1131:\"http://www.workwithneilball.com/takeaction Click this link for more information and to get started with the Empower Network training\n\nThe Review Of The Empower Network Training Products For Internet Marketing And Personal Development Video reviews each of the Empower Network training products. It looks at how the training products should be used to improve your online marketing, Network Marketing and personal development so that you are able to sell more products online and in Network Marketing. Each of the Empower Network training products is looked at in turn including the Inner Circle Audios, The Costa Rica Intensive, The $15k Formula and the Masters Course. Neil Ball talks about how each of these trainings should be used and the type of training covered such as Blogging, Personal Development, Email Marketing, Leadership, Video Marketing, Direct Response Marketing, Solo Ads Marketing, Motivation, Goal Setting and much more. The training is provided by some of the most successful people in internet marketing and network marketing and is rich with useful information that can be used to market any product online. \";s:5:\"thumb\";s:113:\"images/t/5548/review-of-the-empower-network-training-products-for-internet-marketing-and-personal-development.jpg\";s:6:\"thumb2\";s:114:\"images/t2/5548/review-of-the-empower-network-training-products-for-internet-marketing-and-personal-development.jpg\";s:9:\"permalink\";s:95:\"review-of-the-empower-network-training-products-for-internet-marketing-and-personal-development\";s:5:\"pages\";s:1:\"4\";s:6:\"rating\";s:1:\"0\";s:5:\"voter\";s:1:\"0\";}i:5;O:8:\"stdClass\":13:{s:2:\"id\";s:4:\"7740\";s:6:\"status\";s:8:\"verified\";s:11:\"author_name\";s:6:\"shinta\";s:9:\"author_id\";s:3:\"377\";s:14:\"author_website\";s:0:\"\";s:5:\"title\";s:56:\"ACCOUNTING FIRMS IN CYBERSPACE: A CRITIQUE OF THE BIG 4\";s:11:\"description\";s:554:\"The phenomenal growth of the Internet has fundamentally altered the competitive landscape
\nfor virtually all businesses. This trend is no more pronounced than in the accounting services
\nsector. This paper explores the cyber presence and on-line activities of the \"Big Four\" Accounting
\nFirms: PriceWaterhouseCoopers, KPMG, Deloitte and Touche, and Ernst & Young. Each firm\'s
\ntarget market is discussed, along with a critique of each site\'s strengths and weaknesses as a
\nbenchmark for other accounting firms\' cyber efforts.\";s:5:\"thumb\";s:70:\"images/t/78/accounting-firms-in-cyberspace-a-critique-of-the-big-4.jpg\";s:6:\"thumb2\";s:71:\"images/t2/78/accounting-firms-in-cyberspace-a-critique-of-the-big-4.jpg\";s:9:\"permalink\";s:54:\"accounting-firms-in-cyberspace-a-critique-of-the-big-4\";s:5:\"pages\";s:1:\"7\";s:6:\"rating\";s:1:\"0\";s:5:\"voter\";s:1:\"0\";}i:6;O:8:\"stdClass\":13:{s:2:\"id\";s:5:\"74412\";s:6:\"status\";s:8:\"verified\";s:11:\"author_name\";s:9:\"napoleone\";s:9:\"author_id\";s:1:\"0\";s:14:\"author_website\";s:0:\"\";s:5:\"title\";s:66:\"ENHANCING GOVERNMENT EFFECTIVENESS IN INDONESIA A STUDY OF THE ...\";s:11:\"description\";s:620:\"The Enhancing Government Effectiveness (EGE) project generally uses 4 levels of analysis in its assessments. Level 1 deals with the governance context of the executive branch; Level 2 addresses horizontal inter-governmental relations; Level 3 focuses on specific public sector agencies; and Level 4 reviews policies and programs of the assessed agencies. In this assessment of MMAF, the project focused mainly on Level 3 and to a lesser extent on levels 2 and 4. In conducting its Level 3 analysis, the EGE team focused on four core ministry functions, namely policymaking, regulation, enforcement, and service delivery.\";s:5:\"thumb\";s:79:\"images/t/745/enhancing-government-effectiveness-in-indonesia-a-study-of-the.jpg\";s:6:\"thumb2\";s:80:\"images/t2/745/enhancing-government-effectiveness-in-indonesia-a-study-of-the.jpg\";s:9:\"permalink\";s:62:\"enhancing-government-effectiveness-in-indonesia-a-study-of-the\";s:5:\"pages\";s:2:\"78\";s:6:\"rating\";s:1:\"0\";s:5:\"voter\";s:1:\"0\";}i:7;O:8:\"stdClass\":13:{s:2:\"id\";s:6:\"378464\";s:6:\"status\";s:8:\"verified\";s:11:\"author_name\";s:10:\"ideseditor\";s:9:\"author_id\";s:6:\"556127\";s:14:\"author_website\";s:19:\"http://theaceee.org\";s:5:\"title\";s:155:\"Quadrangular Bézier Patches in Modeling and Modification of the Curvilinear Boundary Surface in 3D Problems of the Theory of Linear Elasticity in PIES\";s:11:\"description\";s:819:\"This paper proposes the use of quadrangular Bézier\npatches to model and modify the shape of the boundary for\nlinear elasticity problems in 3D. The representation of the\nboundary in this way derives directly from computer graphics\nand have been analytically included in developed by the\nauthors parametric integral equation systems (PIES). PIES\nare the modified classical boundary integral equations (BIE)\nin which the shape of the boundary can be modeled using a\nwide range of parametric curves and surfaces. The proposed\napproach eliminates the need for domain and boundary\ndiscretization in the process of solving boundary value\nproblems, in contrast to popular traditional methods like FEM\nand BEM. On the basis of the proposed approach, a computer\ncode has been written and examined through numerical\nexamples.\";s:5:\"thumb\";s:118:\"images/t/3785/quadrangular-b-zier-patches-in-modeling-and-modification-of-the-curvilinear-boundary-surface-in-3d-p.jpg\";s:6:\"thumb2\";s:119:\"images/t2/3785/quadrangular-b-zier-patches-in-modeling-and-modification-of-the-curvilinear-boundary-surface-in-3d-p.jpg\";s:9:\"permalink\";s:100:\"quadrangular-b-zier-patches-in-modeling-and-modification-of-the-curvilinear-boundary-surface-in-3d-p\";s:5:\"pages\";s:1:\"6\";s:6:\"rating\";s:1:\"0\";s:5:\"voter\";s:1:\"0\";}i:8;O:8:\"stdClass\":13:{s:2:\"id\";s:6:\"558482\";s:6:\"status\";s:8:\"verified\";s:11:\"author_name\";s:10:\"wtsacademy\";s:9:\"author_id\";s:6:\"621463\";s:14:\"author_website\";s:22:\"http://www.wts.edu.au/\";s:5:\"title\";s:55:\"WTS Beauty School in Melbourne Teaching Out-Of-The-Book\";s:11:\"description\";s:186:\"A rewarded beautician is always required in a professional salon, in a therapist clinic, on a cruise ship, etc. It is one of the pleasing careers providing respect, money and stability. \";s:5:\"thumb\";s:73:\"images/t/5585/wts-beauty-school-in-melbourne-teaching-out-of-the-book.jpg\";s:6:\"thumb2\";s:74:\"images/t2/5585/wts-beauty-school-in-melbourne-teaching-out-of-the-book.jpg\";s:9:\"permalink\";s:55:\"wts-beauty-school-in-melbourne-teaching-out-of-the-book\";s:5:\"pages\";s:1:\"2\";s:6:\"rating\";s:1:\"5\";s:5:\"voter\";s:1:\"1\";}i:9;O:8:\"stdClass\":13:{s:2:\"id\";s:6:\"581718\";s:6:\"status\";s:8:\"verified\";s:11:\"author_name\";s:12:\"alto01shovel\";s:9:\"author_id\";s:6:\"615072\";s:14:\"author_website\";s:0:\"\";s:5:\"title\";s:166:\"Find out what are the important ideas if you are seeking the Best Wedding Photographers in Singapore. Be aware of the information concerning Wedding Photography here.\";s:11:\"description\";s:503:\"There are numerous Wedding Photography Singapore best now a days. You\'re able to definitely look for the favorite so well known Wedding Photography Singapore which offer Pre Wedding Photography Singapore service. Most of these Work contracted more often than not Best Wedding Photographers. You possibly can uncover more details on that Wedding Photography Price in addition to package for the Pre Wedding Photography Singapore. Negotiate along with your significant other and wife immediately. \n\n\";s:5:\"thumb\";s:118:\"images/t/5818/find-out-what-are-the-important-ideas-if-you-are-seeking-the-best-wedding-photographers-in-singapore.jpg\";s:6:\"thumb2\";s:119:\"images/t2/5818/find-out-what-are-the-important-ideas-if-you-are-seeking-the-best-wedding-photographers-in-singapore.jpg\";s:9:\"permalink\";s:100:\"find-out-what-are-the-important-ideas-if-you-are-seeking-the-best-wedding-photographers-in-singapore\";s:5:\"pages\";s:1:\"1\";s:6:\"rating\";s:1:\"0\";s:5:\"voter\";s:1:\"0\";}}', `cache_on` = '2015-02-27 11:52:29' WHERE `aff_id` = '643308'