Top Insights For 2012 On Trouble-Free Products In Workers Compensation Reno
When you clock into work each morning,
your mind focuses on the tasks that
require your attention. Whether your job is
contained entirely within the computer in
your cubicle, in the kitchen where you
cook, or on a large construction, you know it's important to keep your head in the game. When a
person is injured on the job, however, it may not register immediately what you need to do first, but
hopefully co-workers and/or your supervisor are there to help you determine the severity of your
injury and assist in your care. An injury that requires a visit to the emergency room will likely result
in a Workers' Compensation claim, which will definitely change your relationship with your
employers. Just visit Insights Into accident lawyer Reno for the best guidance.
Most of the time a claim is filed, the worker is fine and they can return to work, but this is for more
minor injuries. There are temporary injuries such as a sprained wrist or perhaps a concussion from
a fall where they will need to visit a doctor and be off work for a several weeks. Then there are
injuries that are long-term and can possibly be lifelong injuries. Depending upon the severity of the
injury, the worker could be off work for a short period of time or for a long period of time. While the
employee is off work, they may be entitled to workers compensation settlements.
Employers also try to avoid payment of benefits by hiding their true identity from the workers.
Some employers use handlers to round up workers and bring them to a large, dangerous work
site. When a worker is injured he may only know the first name of the handler and nothing more.
There are important steps a worker can take now before an injury happens. Learn the name of the
company you are working for and write down the necessary information so you can then use it in
any case you may build. Know the names of the general contractor if you work on a construction
site. If the employer fails to carry workers' compensation insurance, the general contractor may
have to pay for the injuries. Know the name of your supervisor and the address of any job site
where you are working. With the prevalence of smart phones, workers may want to take a picture
of the job site and the employer's vehicle with their phone. Having this information will help ensure
that the employer can be identified and held responsible for the workplace injury and
* Risk identification is identifying the possible hazard/risk. A hazard is anything that could hurt the
employee or any other third party. For example, damaged or frayed electric cables are potential
sources of accidents at workplaces.
A work related injury can be anything from a paper cut to a fatal accident. The type of accident will
vary depending upon the type of industry one works in and what the employees particular job
description entails. People can trip and fall on carpet that is not securely attached to the sub
flooring; a garbage man could get his finger lodged in a hinge on the truck or a steel worker near
the top of a new building could slip and fall off an I-beam.
Despite of all the preventive measures, instances of workplace injuries are increasing every year,
forcing the business owners to spend huge amounts on compensation claims. According to U.S.
Bureau of Labor Statistics (BLS), nearly 3.1 million non-fatal workplace injuries and illnesses were
reported among private industry employers in 2010.
Insurance fraud occurs when the employees purposely provide some false information to receive
the benefits of the claim. According to the Coalition Against Insurance Fraud, insurance fraud
costs consumers, employers and insurance carriers at least $80 billion each and every year.
Among which, worker's compensation insurance fraud alone accounts for a considerable
percentage. Maybe check out workers compensation Reno for in-depth tips.
Let's suppose, however, that your job is not in danger, but tensions over your compensation claim
have tested your relationship with your employers. If you have an attorney helping with your case,
he/she may be able to offer advice about communicating with them in a civil manner and working
toward a resolution that brings you the benefits you need without cooling the workplace