Finding Affordable Kentucky Health Insurance – Facing the U.S. Health Care Crisis

Finding Affordable Kentucky Health Insurance - Facing the
U.S. Health Care Crisis
The health insurance scene is fraught with problems and the number of uninsured Kentuckians is rising.
Going without health insurance is a big mistake, so find an affordable plan before it's too late
There's one thing everybody agrees on - America has a healthcare
crisis. As for how to deal with it, opinions are divided. A new Gallup
poll revealed that 47 percent of Americans want the health care law
repealed and 42 percent want it to stay. Whether the law is repealed
or retained, it's risky to go without health insurance. If you live in
Kentucky, make sure you find an affordable Kentucky health
insurance plan before it's too late.
Rising Proportion of Uninsured
The U.S. Census Bureau announced in September that number of
people without health insurance coverage rose from 49.0 million in
2009 to 49.9 million in 2010, though the national average of 16.3
percent was the same for both years. A recent Gallup poll measuring
the extent of the uninsured in the third quarter also shows 17.3
percent of the population did not have health insurance, a rate that is
the highest on record. Gallup found that the percentage of Americans
who are uninsured is rising in 2011 after remaining "fairly steady" in
2010.
The new census data puts the number of uninsured Kentuckians in 2010 at 640,000, which is 14.9% of the
state's population. Over the past decade, 131,000 people have joined the ranks of the uninsured in
Kentucky. Further, according to the census report, 56.6% of Kentuckians had employer-sponsored health
insurance in 2010, compared to the national average of 55.3 percent. Over the past decade, the number of
Kentuckians with employer-based coverage declined by more than 170,000.
Major Health Care Issues
One of the major health care issues that the nation is facing relates to the rising cost of health care. Increase
in the spending on new technology and prescription drugs, the demands placed on the health care system by
the higher incidence of chronic diseases, an aging population and rise in administrative costs are some of the
factors responsible for the rise in health care spending.
In Kentucky, as in may other states, more and more employers are passing on a larger proportion of the cost
of health care to employees. Some small businesses do not provide their employees with health insurance.
Over the past few years, millions - both individuals and companies - have filed for bankruptcy due to rising
health care cost.

Finding Affordable Health Insurance is Important
Given this scenario, nothing can be more risky than going without health insurance. Whether you live in
Kentucky or any other U.S. state, you have an extensive choice when it comes to private health insurance.
Kentucky health insurance companies vie with each other to offer a multitude of health insurance policies
for individuals, families and businesses, all with varying deductibles. However, it's usually not easy to read
the fine print and understand your options. So the best way to find an affordable KY health insurance plan is

---

to contact a licensed health insurance broker, explain your requirements and benefit from professional
guidance.
As for the future of health care in America, the effort should be to build a system that makes health care
easy to access and affordable for all.
About the Author
Tracy McManamon and his team of experienced sales representatives have nearly 75 years of combined
health insurance expertise in Kentucky. This makes One Source Benefits one of the most experienced and
respected health insurance agencies in the region.
Contact Details
Website: http://www.kyfreehealthquotes.com/
Toll Free Number: 877-549-1212

---