Group Dental Plans -
Can You Afford to Give Your Employees Dental Coverage?
As a business owner, your first response might be: "No, I can't afford to provide my employees with
group dental insurance. It's just too expensive." You may want to add to your employee benefits, but
you may not know that there is a simple and affordable way to give your employees the dental
coverage they need.
Take a Look at Dental Plans
Well, there is an alternative to group dental insurance, and it can be affordable for a business of any
size. It's called a Group Dental Plan, and it will give your employees dental coverage without annual
maximums, deductibles or waiting periods. Everyone is accepted, so there's no need to worry about
pre-existing conditions. Unlike dental insurance, which may only allow patients to choose a dentist
from a restricted list, discount dental care allows patients to visit any dentist who accepts the plan you
For a business owner, a dental plan could be a better alternative than dental insurance. Why? Not only
is this kind of plan more affordable, it is much simpler, for you and for your employees. All you have to
do is join the Group Dental Plan of your choice. Your discount dental plan will be easy to administer
and it will have a simple billing cycle process. Your employees can choose low monthly rates for either
individual or family plans-with flexible group payment options.
Your employees will receive membership cards-which they can use immediately at any dental office
that accepts your plan. They will receive discounts on most dental procedures, either at a fixed fee or a
percentage off of the usual and customary fee for the rare fee that is not listed. Most dental procedures
and treatments are included in the plan, everything from routine exams and fillings to root canals and
crowns. Even cosmetic procedures-such as veneers and teeth whitening are eligible for discounts. And
there is no limit to the number of times your employees can visit the dentist-or to the number of
services they may have.
Since this is a discount plan rather than dental insurance, your employees will be able to take control
over their dental care needs. They will know in advance how much it will cost for their dental care-
even before they receive the treatment or procedure.
Discount dental plans are a legitimate and affordable alternative to dental insurance. They bring as
much value to your employees as group dental insurance can.
When choosing a Group Dental Plan for your employees, be sure to look for one that is licensed by the
state. This will give you the assurance that the plan conforms to state regulations.
The author is a practicing dentist and a supporter of discount dental plans for individuals, families, and