Health Insurance Kentucky for Recent Graduates – Tips to Stay Secure

Health Insurance Kentucky for Recent Graduates - Tips to Stay Secure
If you are a new college graduate in Kentucky, there is no reason why you should go without
health insurance till you find a job. Affordable Kentucky individual health insurance plans
are available!
New surveys of recent graduates show that most are apprehensive about their job prospects.
A majority feel that they may not find a job, and many are worried that they may not get em-
ployment in their chosen field. In fact, many are looking at a prolonged wait for financial in-
dependence. Uncertainty about the fate of health reform is another major concern among
these young people. However, even with all these doubts in the air, going without coverage
is not advisable. Affordable individual health insurance in Kentucky is available. If you are
a recent Kentucky college graduate, going by the following tips can help you stay covered.
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Health reform law now allows children to stay on a parent's health insurance plan
until age 26. If you are healthy, it may not cost much to keep you on your parent's
plan. You can even contribute a share of the premium if you manage to find a job -
while you wait for employer coverage to begin.
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Short-term health insurance is a good option. Low-cost, high-deductible, short-term
plans offer coverage from 30 days to a year. Though they do not cover pre-existing
conditions or preventive care, you would get coverage for a sudden or unexpected
hospitalization.
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If you are uninsured for six months or longer, you may be eligible for coverage in
the state's high-risk pool. The pool is meant to bridge the gap till a health insurance
exchange is established in 2014.
In a recent survey, most recent graduates reported that their first employer did not provide
them with a health insurance plan. If this is the case, you should definitely check out the af-
fordable Kentucky individual health insurance plans that leading health insurance compan-
ies offer.
Be Aware
It helps a lot to be educated about Kentucky health insurance and any recent happenings and
how they will affect you.

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Remember that, by 2014, you may be required to purchase health insurance on your
own through a health exchange.
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Budget for health insurance - you should not go without it. You should be aware
about the various items that count towards the cost of your policy.
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Look into whether it is cheaper for you to purchase a Kentucky individual health in-
surance policy of your own, or to stay on your parent's plan.
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Educate yourself to understand health insurance terms.

In order to make the best decision for you, get professional guidance on all of the above
from an experienced, licensed Kentucky health insurance broker who can find affordable
coverage for you.
About the Author/Company

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One Source Benefits provides you with a personal individual insurance consultant to guide
you through the process of seeking out the best plan for your specific needs. Representing
all of the major carriers in the state, we have access to thousands of quotes for you and take
pride in our ability to fully explain the benefits of each plan to you.
Contact Details
Tracy McManamon
One Source Benefits
Anthem Premier Partner
Toll Free Number: 1-877-549-1212
Website: http://www.kyfreehealthquotes.com/

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