Do-It-Yourself and Win
Robosigners and the REST Report
The REST Report is proving itself as an indispensable tool in a court
foreclosure defense. Given the current mortgage lender foreclosure
fraud in the news, the REST Report will prove itself an indispensable
tool in preventing an illegal foreclosure and mortgage lender fraud in
"The REST platform is part of a multi-million dollar software
platform, it’s not generated using something off the shelf, like
Microsoft Excel. It’s a “Loan Disposition Analysis” system that
knows the thousands of variables needed to make the
sophisticated calculations required to generate an accurate
report that can withstand any level of scrutiny. It is the same
software platform used by the banks to evaluate the best
resolution to a troubled asset.”
To date, approximately 1500 REST Reports have been run, to varying
results. Every mortgage and hardship is unique.
I can send you a District Court transcript that demonstrates the power
of the REST Report, a mortgage modification done without an
We are also getting astounding anecdotes that recount court
receptivity to the calculations and authority.
If you want to keep your home, or have an investor buy your property
and negotiate the best short sale for your situation, this is the one
single tool you need to resolve your situation.
Currently, there is no financial reason to pay a third party to negotiate
a mortgage modification. The banks have learned that they are not
required to negotiate in a timely manner, which basically means ‘Good
Faith.’ Since the Loss Mitigation Dept. and the Foreclosure Dept. at
your lender are not held accountable for communicating with each
other, it is up to you, the distressed homeowner to use the court to do
Lender/servicers may not foreclose while engaged in mortgage
modification or short sale negotiations. The court will see to that.
Just attend any and all foreclosure court dates with your mortgage
modification file. All you have to say is, “Here judge, is my mortgage
modification file, with the REST Report on top, and my receipt of
mailing with the USPS.” Done.
You need two items to modify your mortgage or short sale your
property and not foreclose or pursue bankruptcy. One: Have accurate,
unbiased calculations including Net Present Value (NPV) that show
your lender you have the same calculations they have; and two: Be
able to prove that the Loss Mitigation Dept. received all supporting
documents in your application. (No faxes.)
For Item One, the REST Report does it all.
Regarding requirement number two; all documents need to be mailed
USPS certified mail, return receipt requested. This will ensure that
your bank can't claim you didn't submit a complete file and the court
will hold your lender accountable. Again, No faxes!
You call your lender and request either a mortgage modification
package or short sale package depending on REST results. This will list
the supporting documents you need to submit.
ANYTHING BUT FORECLOSURE!
I am a proud vendor of the REST Report.
Call me: 970-242-2600
Email at: info ‘at’ Mortgage-Mod-Monster ‘dot’ com
Read more about your Do-it-Yourself Mortgage Modification REST Report
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