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The Efficiency and Success of the Do-It-Yourself Mortgage Modification or Short Sale
- Added: October, 13th 2010
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- Name: chris
- Homepage: http://www.mortgage-mod-monster.com
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Mortgage-Mod-Monster.com
Do-It-Yourself and Win
The Efficiency and Success of the Do-It-Yourself
Mortgage Modification or Short Sale
Currently, there is no financial reason to pay a third party to negotiate
a mortgage modification. The banks have learned that they are not
required to negotiate in a timely manner. Since the Loss Mitigation
Dept. and the Foreclosure Dept. at your lender are not held
accountable for communicating with each other, it is up to you, the
distressed homeowner to use the court to do it.
Lender/servicers may not foreclose while engaged in mortgage
modification negotiations. The court will see to that.
This means two things for someone who wants to modify their
mortgage and keep their home; or failing that, short sale their
property and not foreclose or pursue bankruptcy. One: Have accurate,
unbiased calculations including Net Present Value (NPV) that show
your lender you have the same calculations they have; and two: Be
able to prove that the Loss Mitigation Dept. received all supporting
documents in your application. (This means no faxes.)
The REST Report is proving itself as an indispensable tool in a court
foreclosure defense for requirement number one.
"The REST platform is part of a multi-million dollar software
platform, it’s not generated using something off the shelf, like
Microsoft Excel. It’s a “loan disposition analysis” system that
knows the thousands of variables needed to make the
sophisticated calculations required to generate an accurate
report that can withstand any level of scrutiny.It is the same
software platform used by the banks to evaluate the best
resolution to a troubled asset.”
Read more about your Do-it-Yourself Mortgage Modification REST Report
Regarding requirement number two; all documents need to be mailed
USPS certified mail, return receipt requested. This will ensure that
your bank can't claim you didn't submit a complete file and the court
will hold your lender accountable. No faxes!
To date, approximately 1500 REST Reports have been run, to varying
results. Every mortgage and hardship is unique.
But we are getting astounding anecdotes that recount court receptivity
to the calculations and authority.
If you want to keep your home, or have an investor buy your property
and negotiate the best short sale for your situation, this is the one
single investment you need to reconcile your situation.
ANYTHING BUT FORECLOSURE!
I am a proud vendor of the REST Report.
Call me: 970-242-2600
Read more about your Do-it-Yourself Mortgage Modification REST Report
Email at: info ‘at’ Mortgage-Mod-Monster ‘dot’ com
Please surf: http://www.mortgage-mod-monster.com/
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